Category: News

News articles from TFA Trusted Financial Advice

60% Tax

Do you fall into the 60% tax trap?

/ News, Wealth
Making additional pension contributions could mean lowering your effective tax rate For many earners in England, Wales or Northern Ireland, the highest Income Tax rate is 45%. However, while 45% is ... Read More
Checklist

The Pension Fact File

/ News, Wealth
The Pension Fact File 2025/26 - Tax Relief & Pension AllowancesLifetime Allowance The lifetime allowance was abolished on 5th April 2024 and was replaced ... Read More
April 29, 2025Charlotte Malcolm
Money Conversations

It’s good to talk

/ Family, Mortgage, News, Wealth
How to approach financial conversations with older family members Discussing finances is not always easy, particularly with older family members. Nevertheless, these conversations are essential for alleviating stress and ensuring everyone’s ... Read More
April 22, 2025Charlotte Malcolm
loan-to-value

What is loan-to-value (LTV) and why does it matter?

/ Mortgage, News
Understanding how these three letters impact on you financially When you borrow money to buy a home, the loan is typically expressed as a percentage of the property’s value. This is ... Read More
April 15, 2025Charlotte Malcolm
Mortgage & Property Magazine – Spring Edition

Autumn-Winter Edition of The Mortgage & Property Magazine

/ Mortgage, News
Welcome to ... Read More
April 14, 2025Charlotte Malcolm
Identity Theft

Identity Theft – Protecting yourself

/ Business, Family, Mortgage, News, Sustainable, Wealth
Common ways fraudsters can steal your personal information Identity Theft and how to protect ourselves. As individuals, throughout our lifetime we exchange personal information with a vast number of institutions ... Read More
March 30, 2025Charlotte Malcolm
Porting a mortgage

Porting a Mortgage

/ Mortgage, News
Transferring the terms of your existing mortgage to a new property Moving home is an exciting prospect, but it brings an array of financial ... Read More
March 17, 2025Charlotte Malcolm
Tax allowances

Tax Health Check to do list

/ Family, News, Wealth
Maximising the end of the UK tax year 2024/25 Time is running out to fully capitalise on tax-saving opportunities The UK tax year is a well-structured framework governing tax assessment and collection. ... Read More
March 12, 2025Charlotte Malcolm
Types of Investment

TFA Guide to Investing – Investment Bonds

/ News, Wealth
Investment bonds may appear complex; however, they can serve as highly valuable financial instruments. If you have contemplated where to allocate a substantial sum of money ... Read More
February 21, 2025Charlotte Malcolm
Divorce and Untying the knot

Top tips for your finances when you divorce or separate

/ Family, Mortgage, News, Protection, Wealth
A daunting part of a separation or divorce for most couples is sorting out the finances. We've listed our top tips for what you need to ... Read More
February 7, 2025Charlotte Malcolm