Wealth Management
We understand that wealth management is more than just investment advice but encompasses all of your financial life.
Why work with us?
We understand that wealth management is more than just investment advice but encompasses all of your financial life.
At TFA we take a holistic approach. Our wealth advisers work with you to co-ordinate all the services and providers you may need to manage your money effectively. This allows you to plan for both yours and your family’s needs, both today and in the future.
Through our financial planning process, our independent wealth advisers will develop a plan for you with the objective of maintaining and increasing your wealth. This is based on your financial circumstances, goals and attitude to risk.
Once the plan is developed and agreed our independent financial advisers will meet regularly with you to review and rebalance your portfolio depending upon its performance, taking the opportunity to update or amend goals should your circumstances or risk profile change.
We offer both a full wealth management service and a slimmed down version dependent upon your requirements:
We have Chartered Financial Planners and Independent Financial Advisers located throughout the South and South West of England. To find an adviser in your area please use our interactive map. Simply click the pale blue marker in your selected county and select More info & find advisers.
All our Chartered Financial Planners and Independent Financial Advisers follow a carefully designed financial planning process so that you know exactly what is happening at each stage:
The first step is to hold an introductory meeting to fully explain how our services work, identify your primary financial needs and objectives, answer any questions you may have and agree the work to be completed, our charges and our payment terms. This initial meeting is at our cost and can be held in person at your home or our office or remotely via a video meeting.
Once we have agreed to work together, we will start our fact-finding process to gather the financial information we need to provide a comprehensive and detailed picture of your circumstances and confirm your financial objectives. You will be invited to register for our secure client portal PFP where you can communicate securely with your adviser, share documents, update information and view your investments. This fact-finding process is very detailed and seeks to identify your lifestyle and financial objectives. You may be invited to complete part of this via an online link. Your adviser will also focus on identifying your attitude to financial risk and capacity for loss, and your understanding of financial matters.
Once satisfied that we have gathered all the information we need, your adviser will progress to the research and analysis stage. Here they will develop your bespoke financial plan. This plan will be specific to your needs and objectives and in-line with your attitude to risk. This Financial Plan will be our written recommendation to you.
Your adviser will share your Financial Plan with you and will arrange to meet either in person, over the phone or via a video link to discuss your plan in detail. This plan will set out specific and realistic recommendations that are designed to achieve your objectives over an agreed time period.
Once you have agreed your financial plan, your adviser will commence work on implementing our recommendations to you. At this point you can relax in the knowledge that we will be taking care of all the necessary final steps to turn your financial plan into a reality.
Where an on-going service is agreed, your adviser will help you review and amend your financial plan to make sure it remains on track to achieve your objectives. Reviews will take account of any changes in your personal circumstances, financial market conditions and relevant legislation.
For clients who require a bespoke relationship in order to achieve their stated aims. See full details here.
For clients who might require a close ongoing working relationship in order to achieve their stated aims. See full details here.
For clients who require focused advice or products to deal with particular issues or needs in isolation and who do not need ongoing advice. See full details here.
Not registered? As a client of TFA you can sign up for your own PFP via this link. Please register using the email address we hold on file for you. If you have more than one email address and are unsure which we have on file please contact your Financial Adviser or Mortgage Adviser. You can download our PFP Getting Started Guide here. You may also watch our short video to find out more.