Kim Houghton DipPFS

Looking for trusted financial advice in Plymouth and the South West? Kim is an experienced Independent Financial Adviser (IFA) offering tailored advice to individuals, families, businesses, and trusts across Plymouth, Devon, Cornwall, and Somerset.

With over 30 years in financial services, Kim provides clear, jargon-free guidance on pensions, investments, tax planning, and estate strategies—helping you achieve your financial goals with confidence.Kim offers face-to-face meetings in Plymouth and surrounding areas including Saltash, Tavistock, Ivybridge, and across Devon and Cornwall, as well as secure remote consultations nationwide.

• Over 30 years of experience in financial services
• Diploma in Regulated Financial Planning (DipPFS)
• CeMAP qualified for mortgage advice
• FCA regulated and trusted by clients across the UK

Kim is well regarded for providing clear, easy-to-understand advice, removing the stress and confusion from complex financial decisions.

• Savings & Investments – Strategies for income, capital growth, or both
• Pension Planning – Accumulation and tax-efficient withdrawal in retirement
• Corporate Risk Management – Continuity planning and contingency funding
• Financial Protection – Life assurance, critical illness cover, income protection
• Estate Planning – Inheritance tax mitigation using trusts, bonds, and whole-of-life plans

• Plymouth and surrounding areas: Saltash, Tavistock, Ivybridge
• Wider South West: Devon, Cornwall, Somerset
• Nationwide via secure remote meetings

Kim began her career with Sun Life in 1995 and has been providing independent financial advice since 2004. She has worked with individuals, families, company directors, trusts, and business owners throughout the South West.

What does an Independent Financial Adviser in Plymouth do?
Kim provides impartial advice on pensions, investments, tax planning, and estate strategies tailored to your goals.

Do you offer remote financial advice across the UK?
Yes, Kim offers secure video consultations nationwide, alongside face-to-face meetings in Plymouth and the South West.

Is Kim FCA regulated?
Yes, Kim is fully FCA regulated and holds the Diploma in Regulated Financial Planning (DipPFS).

Take the first step toward financial confidence.