He provides a completely independent financial advice service, often but not exclusively dealing with matters of:
financial protection, including life assurance, critical illness cover and income protection;
investments and savings of all kinds, whether orientated towards income, capital growth, or both;
pensions, from accumulating pension savings cost-effectively to managing the withdrawal of funds in retirement in the most tax-efficient way;
corporate risk management, to ensure the continuity of businesses in the event of the loss of key personnel, and the provision of contingency funds to allow for the purchase of shares in the event of retirement or death.
Richard joined TFA in 2003 having worked in financial services since 1991 for Abbey Life and Allied Dunbar. Richard moved to Independent Financial Advice with TFA to be able to provide a truly independent advice service to his clients.
He offers mainly face to face advice in the comfort of your own home or office, covering all aspects of financial planning for all generations.
Richard lives at Trevone, near Padstow in North Cornwall, the majority of his clients, but not exclusively, are found along the full length and breadth of Cornwall.
Richard holds the Diploma in Regulated Financial Planning from the Chartered Insurance Institute.
You can contact Richard Higman on 0800 138 2199 or 07432 096370 or complete our enquiry form.
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