Risk Reality Calculator

Find out what life may have in store for you

What's your risk of not being able to work for two months or more, suffering a critical illness, or death occurring at some point between now and when you plan to retire?

Give our friendly team of independent advisers at TFA a call.

Line are open:

Monday to Friday: 9am to 5pm

0800 3899 708

Why use the risk reality Calculator?

We all hear news of a friend or relative who is off work for a few months, or has been diagnosed with a serious illness, or has unexpectedly died. It's shocking and all the more difficult to imagine it would happening to us. To find out what your chances are of not being able to work for two months or more, suffering a critical illness, or death occurring at some point between now and when you plan to retire simply enter a few personal details to see your results.

After entering your details the results will be provided onscreen to give you a rough idea of the chances of one of the above events happening before your chosen retirement age. Please remember these results are only a guide and are not certain to happen.

Related Information

Life Insurance explained

Women most likely to have no life cover

TFA Smart Money Guide to Life Insurance

TFA Smart Money Guide to Protection Planning

Frequently asked questions

How does the risk reality calculator work?

The calculator uses population and industry statistics and your personal results are shown as a percentage. Please remember, these results are only a guide and are not certain to happen. More information on the population and industry statistics used can be found in the tool itself.

Who produced the tool?

LV= have developed the tool. LV= have been helping people protect their finances for over 170 years. You can find out more about them in the tool itself.

What should I do next?

Once you have used the calculator, if you would like to discuss how you can protect against the risks of not being able to work, suffering a critical illness or dying, then please get in contact via the links below. Our first meeting will be at our cost and there is absolutely no obligation for you to proceed further.

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