Cultivating the art of patience
Sticking with a long-term commitment to your investments
If you want to give your investments the best chance of earning a return, then ... Read More
Trusted Financial Advice
Category: Family
Generous grandparents
The bank that likes to say ‘yes’
Forget the Lamborghini – 2.4 million UK grandparents[1] have either raided their pension to support their grandchildren or plan ... Read More
Protection matters
Families face a precarious situation if the worst were to happen
Everyone’s circumstances are different, but most people start to think about cover to help protect ... Read More
One in eight will retire with no pension in 2018
Excuses to avoid facing the difficult work of saving for retirement
Retirement is one of our biggest financial ... Read More
Financial freedom
Deciding what to do with pension savings – even if you’re still working
It might seem like a far off prospect but knowing how you can ... Read More
Protecting your estate for future generations
Many individuals find the Inheritance Tax rules too complicated
If you struggle to navigate the UK’s Inheritance Tax regime, you are not ... Read More
Make it a date
Keeping your target retirement plans on track
Most over-45s are not making plans to match their hopes for the future, according to research from ... Read More
Trusts
‘Ring-fencing’ assets to minimise or mitigate Inheritance Tax
Appropriate trusts can be used for minimising or mitigating Inheritance Tax estate taxes and can offer other benefits as part ... Read More
Lifetime transfers
Potential implications of such gifts with regard to Inheritance Tax
Some people like to transfer some of their assets whilst they are alive – these are ... Read More
Residence nil-rate band
Owning a residence which is left to direct descendants
The Inheritance Tax residence nil-rate band (RNRB) came into effect on 6 April 2017. The RNRB ... Read More