Life Insurance Calculator

Find out how much cover you need

Use Calculator

Not sure where to start?

Give our friendly team of independent advisers at TFA a call.

Line are open:

Monday to Friday: 9am to 5pm

0800 3899 708

Why use the life Insurance Calculator?

Our calculator is your first step to getting a life insurance quote. You'll just need to answer 6 short questions, and we'll work out the minimum amount of cover you'll need to help support your loved ones should the worst happen. The calculator will show you just how affordable it can be.

Step two is even easier, click here and one of our expert independent advisers will call you to fine tune your quote and make sure that you understand all of the options available, including how the quality of the plans on offer compare to each other, discuss any underwriting issues such as medical conditions you may have, ensuring the proceeds of the plan are paid to the correct people and any additional, value added benefits that might be available, this call is at our cost and there is absolutely no obligation for you to proceed further than this step.

Calculate now

Frequently asked questions

We simply ask you:
  • Whether the life insurance is for just your or you and your partner
  • Your date of birth
  • Whether or not you smoke
  • If you have a mortgage, the loan amount outstanding
  • Whether you have any dependents and if so, how long they are likely to be dependent upon you
  • Details of any existing life cover you have, which would pay out if you die
This information will help us tailor the quote to suit your circumstances.

You will then have the option to:
  • Change the amount of cover and see the effect this has on the premiums you'll pay
  • Change whether the plan is level or decreasing and see the effect this has on the premiums you'll pay

You will also be asked if you would like to add on Income Protection and/or Critical Illness to your quote.

Once you've got an idea of the cost, speak with one of our advisers who will guide you through the whole process and make sure that you have considered all the factors necessary to provide suitable cover for your family's needs.

That's a difficult question to answer! It's important that your life insurance benefit is high enough to meet your family's needs, but importantly it needs to fit within your available budget. There are also other considerations such as the quality of the plan available and any value-added benefits it provides over and above the standard cover, our advisers will talk you through how we assess the quality of the plans available.

Research shows that we tend to think that Life Insurance is 394%* higher than it actually is. How much you will need to pay will depend on a number of factors including your
  • Age
  • Height
  • Weight
  • Lifestyle
  • Family History
  • Amount of cover
  • The type of policy
Our advisers will go through this in detail and with the tools at their disposal they will find the best product for your needs. But to get an idea of how much cover you need and what this could cost you, you can start a calculation now ...

* Source: iPipeline

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