Nick Heathcote Dip PFS

Nick Heathcote
Nick Heathcote Dip PFS

Independent Financial Adviser

An Independent Financial Adviser (IFA) based in our Plymouth office. Nick offers a range of independent financial advice services to clients in Plymouth and surrounding areas of Ivybridge, Exeter and the South Hams. He also services the wider Devon & Cornwall region.

Nick provides a combination of face to face and remote advice to suit his client’s needs. Whether you require advice on individual, family, or business money matters, he’s here to help.Nick prides himself on talking his clients through the complex world of financial planning in a clear and transparent way.

Nick has experience with clients who are accumulating wealth during their working life, and clients who are approaching or already in retirement and require advice on how to manage existing investments and pensions.

He can provide advice on a range of solutions for Savings and Investments, Pensions and Insurance for individuals and business owners.

Experience and background

Nick has worked in Financial Services since 2013, in roles within Retail Banking and Mortgage Administration, finally paraplanning for the last 6 years. Therefore, Nick has a strong background in the financial services sector which has equipped him with a strong technical knowledge of a range of financial products.

Having been Diploma Qualified since June 2021, Nick has now taken the jump from Paraplanning to an adviser role. He is currently working towards achieving the certificate in Equity Release and the certificate in Long Term Care, to be followed by commencing the exam process to becoming a Chartered Financial Planner.

A large part of Nick’s Paraplanning experience has come as part of an IFA attached to a Top 30 Accountancy firm covering the South of England where he has gained valuable experience with high net worth clients and made some great connections.

Nick also obtained the Certificate in Mortgage Advice in June 2022, so has a good understanding of the mortgage market, although does not advise on this.

Services offered

  • Savings and investments advice. Devising a strategy that considers tax, risk levels and personal priorities.
  • Pension planning. Including guidance on accumulating pension savings cost-effectively. Advice on achieving tax-efficient retirement fund withdrawal.
  • Corporate risk management. Helping you plan to ensure the continuity of businesses in the event of the loss of key personnel. Contingency planning to allow for the purchase of shares in the event of retirement or death.
  • Financial protection. A range of personal and family safety net measures, including life assurance, critical illness cover and income protection.
  • Estate planning. Including inheritance tax mitigation through use of trust structures, investment bonds and whole of life plans.
  • Group employee benefits. A range of employee benefits, including death in service, critical illness cover, sick pay arrangements and permanent health insurance.

Specialist areas

Nick has a particular interest in providing Investment, Pension and retirement planning advice. His clients include private individuals, company directors, professionals and business owners.

What our clients say

At TFA we seek client feedback via the independent review platform Feefo, which collects real reviews from real clients. You can read all the reviews for TFA by clicking on the Feefo link below.

Book an appointment with Nick

To book an appointment with Nick please call 0800 3899 708 or book directly using our booking system below. Please select the type of appointment you would like and his availability will be shown in the calendar for you to choose from.