Search results for "risk"

There are 59 result(s) with the term “risk“

Mortgage Ready

How to make sure you’re mortgage ready

Are you Mortgage Ready? Navigating through many mortgage deals and sorting out the heaps of paperwork can be daunting and labour-intensive. However, we're on hand to assist you and simplify this journey. From understanding the different types of mortgages to tips on streamlining the application process, we're here ... Read More
October 30, 2023Charlotte Malcolm
Interest rates

Switching to an interest only mortgage

Grappling with the stark reality of escalating interest rates Countless individuals have yet to grapple with the stark reality of escalating interest rates. This scenario will shift dramatically for approximately 1.4 million people whose fixed deals will conclude during 2023. The majority of these deals were initially ... Read More
August 16, 2023Charlotte Malcolm
Pension pot options

What are my pension pot options? Pension freedoms

How to use your defined contribution pension pot Are you nearing retirement age and wondering how to best manage your retirement income? Changes to regulations now provide you with greater flexibility and choice when it comes to accessing your defined contribution pension. Traditionally, people have used their pension ... Read More
June 19, 2023Charlotte Malcolm
How much do I need to retire?

How much will you need to retire?

Report highlights the challenges of reduced income and increased vulnerability As retirement approaches, planning for the future becomes increasingly important. Many retirees who are currently living on a fixed income are being impacted by inflation, which can negatively impact their ability to make ends meet. With the ... Read More
June 5, 2023Charlotte Malcolm
Ready to retire

Are you ready to retire?

6 questions to ask yourself for a secure financial future The concept of retiring is an attractive prospect for many people. Having the freedom to enjoy life and pursue hobbies or interests without the pressures of a 9-5 working life can be hugely appealing. However, it’s important to make sure that ... Read More
May 22, 2023Charlotte Malcolm
Time Consuming

Britons not researching their investments because it’s ‘time consuming’ and ‘complicated’

Show me the money Britons not researching their investments because it’s ‘time consuming’ and ‘complicated’ A new survey conducted by the Financial Services Compensation Scheme (FSCS) and the Financial Conduct Authority (FCA) reveals that 44% of UK adults who hold investments of between £100 and £50,000 wish they ... Read More
April 11, 2023Charlotte Malcolm
Derailed

Almost one in three over-55s’ mortgage repayment plans derailed

Cost of living crisis Almost one in three over-55s’ mortgage repayment plans derailed The cost of living crisis is a concerning and long-term problem for those trying to pay off their mortgage, especially over-55s who are already having difficulty saving enough for retirement. Higher mortgage rates and rising costs ... Read More
April 3, 2023Charlotte Malcolm
Capital Gains Tax

What is the Capital Gains Tax (CGT)?

Ins and outs of CGT Ways to potentially reduce your Capital Gains Tax liability Capital Gains Tax (CGT) is a form of taxation imposed on profits earned from the sale of certain types of assets. Gains are calculated by subtracting the purchase price and related expenses (such as sales charges) from ... Read More
January 16, 2023Charlotte Malcolm
Remortgage

2023 Mortgage Market

Further pressure on already strained finances? The UK mortgage sector is expected to experience significant changes in 2023. While interest rates are still fairly low by historic standards, they are the highest they’ve been in a decade and are set to rise further. This will put further pressure on ... Read More
January 12, 2023Charlotte Malcolm
Linked In Article Header (3)

Mortgage Matters – Return of tracker & discount mortgages

Over the past few years almost all mortgages have been set up on a fixed rate basis.  We’re now seeing a return to the market ... Read More
January 9, 2023Charlotte Malcolm